CAMP Meeting: Guest Speaker Gordon Chin; Keys to Understanding Credit

Cal Association of Mortgage Professionals Meeting.  Guest Speaker Gordon Chin of Clear Choice Credit will be discussing  the “Keys to Understanding Credit in Today’s Market”

Don’t miss this month’s CAMP breakfast meeting.  It may save your loan.  Under today’s lending conditions, lenders are more strict than ever when it comes to approving loans that go through Fannie Mae’s underwriting engine (DU).  This meeting will discuss the top issues mortgage brokers face when submitting files though DU, and other important issues relating to their borrower’s credit reports.  Gordon Chin is a Certified Credit Expert with over 18 years of experience in the credit industry.

To view the flier, please click here:  Keys to Understanding Credit.

  Gordon Chin, Clear Choice Credit.  415-252-2888   Gordon@clearchoicecredit.com

S.F. Peninsula CAMP Chapter Holiday Party

Clear Choice Credit is happy to announce that we will be a sponsor for this year’s Holiday Party for the San Francisco Peninsula Chapter of CAMP. We would like to invite you to come and have a great time with us and the members of CAMP.

For more information, please CLICK HERE.

 

Approved with Stearns Lending

We have just been approved with Stearns Lending as one of their preferred credit partners. Now our customers can re-issue our credit reports to Stearns Lending without the need for them to order a new credit report on the borrower. This will save our customers money, and preserve the borrower’s credit scores. Clear Choice Credit is constantly looking to partner with new lenders to give our mortgage customers the largest selection of lenders to submit their loans to.

New Product: SSA-89 Social Security Search and Tax Return Verifications

Clear Choice Credit now offers SSA89, which is a direct connection to the Social Security Administration’s Office to verify a consumer’s social security number. This product can be ordered on-line instantly. Many lenders are now requiring this. Contact us for more information.

Looking for a quick and easy way to verify your borrower’s income? With our Tax Return Verification service, you can order the last 4 years of your client’s tax returns in two days. Most lenders are now accepting and using our TRVs. This can be ordered directly from our web site with a few clicks. Just enter your client’s information, print out the pre-populated 4506T form, have your client sign it, and upload the request back into our system. Your request will be transmitted to the IRS for processing, and be sent back to your computer in a pdf report all within two days.

Clear Choice Credit’s New Blog

We are proud to introduce our new and improved blog. We will discuss news on the Credit Reporting Industry, Mortgage Industry, Freddie Mac and Fannie Mae, as well as post hints and tips to help you and your clients maximize their credit scores. Stay Tuned!